International Journal of Scientific Research and Engineering Development

The rapid expansion of the gig economy has transformed traditional employment structures, offering flexibility and income-generating opportunities to a growing number of workers. However, gig employment is often characterized by income instability, lack of social security benefits, and limited financial protection, which may significantly influence workers’ financial well-being. The present study examines the level of financial well-being among gig employees in Trichy and Bangalore and analyses how demographic factors influence their financial conditions. Primary data were collected from 100 gig workers (50 from Trichy and 50 from Bangalore) using a structured questionnaire. Statistical analysis was conducted using descriptive statistics, reliability testing, correlation analysis, and independent sample t-tests. The findings indicate that financial well-being among gig workers varies based on demographic characteristics such as income level, work experience, and city of operation. While Bangalore gig workers demonstrate relatively higher income levels, financial stress and income instability remain common across both cities. The study concludes that demographic factors play a significant role in shaping the financial well-being of gig employees and highlights the need for policy interventions and financial literacy initiatives to enhance their economic security.

Agnes. A. A,"Financial Well-Being Among Gig Employees in Trichy and Bangalore: A Demographic Perspective" International Journal of Scientific Research and Engineering Development, V9(2): Page(393-403) Mar-Apr 2026. ISSN: 2581-7175. www.ijsred.com. Published by Scientific and Academic Research Publishing.