International Journal of Scientific Research and Engineering Development

International Journal of Scientific Research and Engineering Development


( International Peer Reviewed Open Access Journal ) ISSN [ Online ] : 2581 - 7175

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📑 Paper Information
📑 Paper Title A Study on Fintech Innovations in Banking, Focusing on Digital Payments and Digital Lending
👤 Authors V.Lakshmanan, Dr.R.Murugalakshmi
📘 Published Issue Volume 9 Issue 2
📅 Year of Publication 2026
🆔 Unique Identification Number IJSRED-V9I2P406
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📝 Abstract
FinTech (Financial Technology) innovations have significantly transformed the traditional banking sector by introducing advanced digital solutions that improve efficiency, accessibility, and customer experience. This study focuses on two major FinTech components: digital payments and digital lending. Digital payment systems such as mobile wallets, UPI, and online banking have made financial transactions faster, safer, and more convenient for users.
📝 How to Cite
Shifa Bilal Tamboli, Simeen Phiroj Mulani, Arman Tajuddin Shiakh,"A Study on Fintech Innovations in Banking, Focusing on Digital Payments and Digital Lending" International Journal of Scientific Research and Engineering Development, V9(2): Page(2202-2206) Mar-Apr 2026. ISSN: 2581-7175. www.ijsred.com. Published by Scientific and Academic Research Publishing.