International Journal of Scientific Research and Engineering Development

In today’s fast-moving digital environment, individuals perform numerous financial transactions on a daily basis, often without maintaining a consistent record of their expenses. Over time, this leads to a lack of financial awareness and difficulty in managing budgets effectively. Although several expense management applications exist, many are either overly complex, require paid access, or involve integration with sensitive financial data, which discourages users from adopting them regularly.This paper presents a Smart Personal Expense Tracker, a web-based application developed to provide a simple, secure, and efficient solution for managing personal finances. The system allows users to record income and expenses, organize transactions into categories, and monitor their financial activities over different time periods. It eliminates the need for manual recordkeeping by offering a structured and user friendly interface for tracking daily expenses. To enhance usability and insight, the application generates weekly, monthly, and yearly reports that present categorywise summaries of user spending. and make informed decisions. Additionally, the system includes an emailbased verification mechanism to ensure secure user authentication, along with the ability to send generated reports directly to the user’s registered email for convenient access. The application is implemented using Spring Boot for backend development, JavaScript for interactive user interfaces, and MySQL for data management. Overall, the proposed system provides a practical and reliable approach to expense tracking, combining simplicity, security, and meaningful analysis to support better financial management. Expense Tracking, Personal Finance Management, Email Verification, Application, Spring Boot, MySQL. Category-wise Reporting, Web.

Shrungi Sarode, Vaishnavi Raut, Shravani Ajmire, Soniya Yeole, Prof M.R.Joshi,"Smart Personal Expenses Tracker" International Journal of Scientific Research and Engineering Development, V9(2): Page(1916-1924) Mar-Apr 2026. ISSN: 2581-7175. www.ijsred.com. Published by Scientific and Academic Research Publishing.