International Journal of Scientific Research and Engineering Development

In today’s digital era, effective personal financial management has become essential due to increasing living costs and diversified spending habits. Manual expense tracking methods are inefficient, error-prone, and time-consuming. This research paper presents SpendWise, an Android-based expense tracking application developed to simplify financial management through real-time expense monitoring, categorized analysis, and visual financial insights. The system is implemented using Kotlin in Android Studio with Firebase providing secure authentication and cloud-based data storage. SpendWise enables users to record expenses, analyze spending behavior through graphical reports, and monitor investment-related financial activities. Experimental results demonstrate improved financial awareness, efficient budgeting, and reliable performance. The proposed system offers a scalable, secure, and user-friendly mobile solution for personal finance management.

Atharv Kamble, Tanesh Patil, Sahil Garud, Om Gavali, Mrs.Pooja More,"Expense Tracker Application for Secure and Efficient Personal Financial Management" International Journal of Scientific Research and Engineering Development, V9(2): Page(1775-1782) Mar-Apr 2026. ISSN: 2581-7175. www.ijsred.com. Published by Scientific and Academic Research Publishing.