International Journal of Scientific Research and Engineering Development

International Journal of Scientific Research and Engineering Development


( International Peer Reviewed Open Access Journal ) ISSN [ Online ] : 2581 - 7175

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📑 Paper Information
📑 Paper Title Fintech Awareness Among the Youth of Surendranagar: A Primary Data-Based Study
👤 Authors Dr. Megha S. Oza
📘 Published Issue Volume 9 Issue 1
📅 Year of Publication 2026
🆔 Unique Identification Number IJSRED-V9I1P19
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📝 Abstract
FinTech (Financial Technology) has rapidly transformed the financial landscape, especially in developing economies. This study examines the level of FinTech awareness among youth (aged 18–30) in Surendranagar, Gujarat. Using primary data collected through structured questionnaires from 150 respondents, the research investigates awareness levels, usage patterns, perceived benefits, and key obstacles to FinTech adoption. The findings show that while awareness of digital payment platforms is high, understanding of advanced FinTech services (like blockchain, robo-advisors, and digital lending) is limited. The study highlights the need for enhanced digital financial literacy programs to improve FinTech adoption.
📝 How to Cite
Dr. Megha S. Oza,"Fintech Awareness Among the Youth of Surendranagar: A Primary Data-Based Study" International Journal of Scientific Research and Engineering Development, V9(1): Page(153-156) Jan-Feb 2026. ISSN: 2581-7175. www.ijsred.com. Published by Scientific and Academic Research Publishing.